Bank of Cadiz & Trust Co. offers automobile loans to help you purchase a car, or to refinance your existing car loan. Financing is available on new and used vehicles. We offer competitive rates and terms to help you make your purchase with affordable payments. No matter where you make your purchase, you can request the financing to go through Bank of Cadiz & Trust Co.
We offer financing for all recreational needs including new or used powerboats, sailboats, pontoon boats, houseboats and motor homes. Our rates are competitive and offer flexible terms.
Click here to download the Consumer Loan Application PDF. The form is fillable for you to fill in your personal information. Please print out (do not email) and take to any of our locations.
With automatic funds transfer, monthly loan payments can be set up to automatically deduct from your checking or savings account. Your payments will always be on time and you can save on postage.
You can protect your investment by purchasing credit life and disability insurance. If an unforeseen incident such as job loss, medical problems or death occurs, this insurance can cover your payments. Contact us for more details.
Bank of Cadiz & Trust Co. offers flexible personal loans to help you consolidate your debt, purchase a car, or whatever you might want to do with one easy, monthly payment. We offer secured and unsecured loans with flexible terms and competitive pricing.
Click here to download the Consumer Loan Application PDF. The form is fillable for you to fill in your personal information. Please print out (do not email) and take to any of our locations.
With automatic funds transfer, monthly loan payments can be set up to automatically deduct from your checking or savings account. Your payments will always be on time and you can save on postage.
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you’ll enjoy important features like:
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Once you have made the decision to purchase or refinance your home, it is important to choose the right partner to help you through the financing. We are committed to making the home buying experience easier. Bank of Cadiz & Trust Co. offers a wide range of mortgage products to make the dream of a home ownership simple and affordable including:
Rental or Investment Property
Bank of Cadiz & Trust Co. has the knowledge and expertise to finance all types of rental property including homes, duplex units, apartments, etc. We offer flexible terms and competitive pricing. Rental or investment property loans are not available to apply for online at this time.
A home equity loan or line of credit allows a homeowner to use the equity in their home as collateral. It provides convenience to access the available funds when needed. Home equity loans are typically used to finance major expenses such as:
Home Equity Loan
Bank of Cadiz & Trust Co. offers a home equity loan available to qualified applicants. The size of the loan is determined by the amount of equity in the home and is subject to normal underwriting guidelines. These types of loans are referred to as a second mortgage or junior lien.
Home Equity Lines of Credit
Our Home Equity Line of Credit offers a flexible source of funds and repayment terms to meet future borrowing needs. We offer a line of credit tied to the New York Prime Rate (8.00%) as published in the Wall Street Journal. The interest rate can be adjusted daily. Specific information regarding rates and terms can be provided by any our lenders.
Apply Online
Cadiz Lakota Office:
Phone: 270.522.2154
Fax: 270.512.6417
Located in the Lakota Office
106 Lakota Drive, Cadiz KY 42211
Phone: 270.522.2147
Fax: 270.522.0950
Located in the Main Office
79 Main Street, PO Box 2020, Cadiz KY 42211
Hopkinsville Office:
Phone: 270.887.6405
Fax: 270.632.6814
2808 Ft. Campbell Blvd, Hopkinsville KY 42240
Murray Office:
Phone: 270.767-8826
Fax: 270.759.4986
307 North 12th Street, Murray KY 42071