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Privacy Policy

FACTS WHAT DOES BANK OF CADIZ & TRUST CO. DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank of Cadiz & Trust Co. choose to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Bank of Cadiz & Trust Co. share? Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes-to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes-information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes-information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
Who we are
Who is providing this notice? Bank of Cadiz & Trust Co.
What we do
How does Bank of Cadiz & Trust Co. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank of Cadiz & Trust Co. collect my personal information? We collect your personal information, for example, when you
  • Open an account or use your credit or debit card
  • Deposit Money or give us your contact information
  • Apply for a loan
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Bank of Cadiz & Trust Co. has no affliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Bank of Cadiz & Trust Co. does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Bank of Cadiz & Trust Co. doesn't jointly market.
Other Important Information

If you have any questions, please call the Bank of Cadiz & Trust Co. at 270-522-6066. Thank you.

Mobile Banking Privacy Policy

FACTSWHAT DOES BANK OF CADIZ & TRUST CO. DO WITH YOUR PERSONAL INFORMATION FROM THE MOBILE APPLICATION?
FACTS
Why?
WHAT DOES BANK OF CADIZ & TRUST CO. DO WITH YOUR PERSONAL INFORMATION FROM THE MOBILE APPLICATION?
The mobile application requests access to information stored on your device such as location, camera, contacts, images, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.

It is important for you to understand that:

  • Before granting access to this information, you will be prompted to give the application that permission.
  • If you do not wish to grant that permission, you may decline.
  • If you later change your mind, those permissions can be updated in your device's settings.
FACTS
What?
WHAT DOES BANK OF CADIZ & TRUST CO. DO WITH YOUR PERSONAL INFORMATION FROM THE MOBILE APPLICATION?
Some examples of information your app will request access to are:

  • Location - Your location is used to prevent fraudulent activity and to display locations near you.
  • Contacts - Allowing access lets you add contacts to use with features that allow you to send money via your mobile app. We will only add the contacts you choose, and that information will not be shared.
  • Camera/Images - This app uses your camera to capture check images, take picture of receipts, scan ID, scan authorized QR codes and to conduct video chat.
FACTS
How?
WHAT DOES BANK OF CADIZ & TRUST CO. DO WITH YOUR PERSONAL INFORMATION FROM THE MOBILE APPLICATION?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.

Still have questions?
Still have questions?
Please contact the Bank of Cadiz & Trust Co. at 270-522-6066 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application.

You can also view the bank’s full Privacy Policy above.